CLOCKWISE FROM TOP: Reef Druzy cluster wire cuff, Isharya ($245). Gatsby Boutique, 1673 NW 79th Ave.; 18k noble-gold and blue topaz Grupo Corpo ring, H. Stern ($8,000). Village of Merrick Park, 358 San Lorenzo Ave., Coral Gables; 18k rose-gold pendant with aquamarine and diamonds, Lucifer Vir Honestus ($19,602). Marissa Collections, 1167 Third St., South Naples; Diamond and turquoise turtle brooch, Cartier (price on request). Bal Harbour Shops, 9700 Collins Ave.; Pinkgold, diamond and green quartz Parentesi cocktail ring, Bulgari ($9,500). Bal Harbour Shops;

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